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Consumer Loans

Personal Loans, Home Equity Line of Credit (HELOC) and Credit Cards

Personal Loans

A flexible loan solution, personal loans can be used for a variety of uses:

  • A new car, truck or SUV
  • A well-deserved vacation
  • A child’s wedding
  • A new boat or RV
  • In nearly any situation where you need more money than you have on hand.

Our loan decisions are made locally and quickly, meaning you get the funding you need with a repayment plan that won’t put you underwater. Contact a Peoples lender today to get started, or use our simple Online Loan Application to apply for a personal loan in minutes.

Find Your Lender      Apply Now

If you are interested in a student loan specifically, learn more about our partnership with Iowa Student Loans.

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Consumer Loan Application

From cars and RVs to emergency expenses, the first step in getting the financing you need is our simple Consumer Loan Application.

Apply Now

Home Equity Line of Credit (HELOC)

How much equity do you have built up in your home? You can use it to help make home improvements, pay college tuition, consolidate debt or numerous other uses with a home equity line of credit (HELOC) from Peoples Bank.

Our lending team can help you determine the right option for you. Contact the lender nearest you today! You can also use our quick and easy Home Equity Application to apply in minutes online.

Visa® Credit Cards

There are several benefits to using a credit card: purchasing power, flexibility in how you make Peoples Bank Credit Cardpurchases and adding to your credit history to help raise your credit score.

Peoples Bank offers three different credit cards from Visa for personal use. Compare the cards below, and then use our Online Credit Card Application to get your application started today!


 Visa ClassicVisa PlatinumUChoose Rewards®

Visa Credit Line

Annual FeeNone*None*None*
Earn Reward PointsNoNo

uChoose logo

Earn 1 point for every $1 you spend.

Earn more points by visiting participating retailers’ through uChoose Rewards®.

Points and promotions will vary sign up at www.uchooserewards.com

Combine your points by linking your Peoples Bank uChoose Rewards® Credit Cards

Points can be redeemed for airline tickets, cash, gift cards at your favorite restaurants and stores, or hundreds of merchandise options.

Make payments online or at Peoples BankYesYesYes
Online statement access and electronic deliveryYesYesYes
24-hour customer service at
Auto rental collision damage waiverYesYesYes
Accepted worldwide




Annual Percentage Rate (APR) for Purchases/Balance Transfers

12.24% - 19.99% Variable rate*

8.24% - 19.99% Variable rate*

12.24% Variable rate*

*Subject to credit approval.