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Money Market & Savings Accounts

Money Market & Savings Accounts

Whether you are saving for a new house, an upcoming wedding, adding to your 'safety net', or collecting pennies for a new toy, Peoples Bank has savings options to meet your financial needs - including an account option for our youngest customers. Our competitive interest rates help you earn more and our unique GIANT PIGGY BANKTM account encourages smart saving habits at a young age. Learn more about each of our savings products below, and then open your account online today.

All savings accounts feature:

MyPeoples Money Market Account

MyPeoples Money Market Account is ideal for those who want to earn a higher rate with check capability.

  • Highest earnings with limited check writing*
  • $1,500 minimum required to open
  • Receive paper statements with images and enroll in online banking to receive electronically
  • Avoid $15.00 monthly fee by maintaining a $1,500 minimum balance during the monthly statement cycle
Interest Tiers
Annual Percentage Yield (APY)*
$0.00 - $25,000.00
$25,000.01 - $100,000
$100,000.01 - $250,000
$250,000.01 - $500,000
$500,000.01 - $1 Million
Over $1 Million 

Please contact a bank employee for detailed information. *The Annual Percentage Yield (APY) is accurate as of 9/28/2021 and subject to change after account opening. The minimum balance to open is $1,500. Fees may reduce earnings. Please contact a Peoples Bank banker for full terms of account. Member FDIC. **An activity fee of $10.00 will be charged for each transaction in excess of 6 per month.

Open Account  

Peoples Savings Account

Our Peoples Savings account is ideal for anyone who wants to earn interest on their savings and be able to withdrawal. Additional benefits are also provided for younger customers.

  • Earn 0.02% APY* on all balances
  • $100 minimum required to open (or only $1.00 for those under 18 years of age)
  • Ages 17 & under: No monthly maintenance fee
  • Ages 18 & older: No monthly maintenance fee with $100 minimum daily balance**
  • Limit withdrawals to six or less to avoid monthly activity fee***  

* The Annual Percentage Yield (APY) is accurate as of 5/19/2021 and subject to change after account opening. The minimum balance to open is $100 for account holders 18 years of age and older, $1 for account holders 17 years of age and under. Fees may reduce earnings. Please contact a Peoples Bank banker for full terms of the account. Member FDIC **Monthly maintenance fee of $3.00 if minimum balance requirements are not met.***$1.00 activity fee per withdrawal over a limit of 6 per month.

Open Account  


GIANT PIGGY BANKTM is our high-interest earning kids savings account, as well as a student banking program in elementary schools, that helps children develop smart saving habits at a young age.

  • Earn 0.20% APY on up to $5,000 in balances
  • Young account holders will receive a sticker-book provided by Peoples Bank and each time a deposit is made they will receive a sticker; fill up your 'sticker-book' (8 total stickers) and Peoples Bank will deposit $1.00 into your account!

  • Savings account available to all children; student banking program in select elementary schools

*The Annual Percentage Yield (APY) is accurate as of 9/28/2021 and subject to change after account opening. Tier 1 - An interest rate of 0.1999% with an APY of 0.20% on balances up to $5,000.00. Tier 2 - An interest rate of .0200% with an APY of .02% on balances $5,000.01 and higher. Your blended APY for full account balance will range from 0.20% - 0.02%, depending on your balances within each Tier. Please contact Peoples Bank for the full terms and conditions of the account. Member FDIC.

Download Application  Learn More About GIANT PIGGY BANK 

Insured Cash Sweep® (ICS)

With the ICS service or Insured Cash Sweep®, you can access multi-million-dollar FDIC protection by working directly with just one bank. As a member of the ICS network, Peoples Bank will place your funds into demand deposit accounts (using the ICS demand option), money market deposit accounts (using the ICS savings option), or both, at other FDIC-insured member institutions. The placement of your funds occurs in increments below the standard FDIC insurance maximum of $250,000 so that both principal and interest are eligible for coverage. By working directly with Peoples Bank, you can access the insurance coverage from many.

Find a Branch   View ICS Video Tutorial
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