Peoples Bank Privacy Policy

Rev. 02/2026

FACTS	What does Peoples Bank DO WITH YOUR PERSONAL INFORMATION?
WHY?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?	The types of personal information we collect and share depends on the product or service you have with us. This information can include: • Social Security number and Checking account information • Payment history and Credit history • Overdraft history and Transaction history when you are no longer our customer, we continue to share your information as described in this notice.
HOW?	All Financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Peoples Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Peoples Bank share?	Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes – information about your credit worthiness	No	We don’t share
For our affiliates to market to you	Yes	Yes
For nonaffiliates to market to you	No	We don’t share

To limit our sharing

Call 1-800-891-9389 - choose option 1 to get to our branch directory, then choose a branch.

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call 800-891-9398 or go to www.mypeoples.bank

Who we are
Who is providing this notice?	Peoples Bank 12701 University Ave, Clive, IA 50325

What we do
How does Peoples Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Peoples Bank collect my personal information?	We collect your personal information. For example, when you • Open an account or Apply for a loan • Deposit money or Use your debit or credit card • Pay your bills We also collect your personal information from others, such as credit bureaus, affiliates, or other companies..
Why can't I limit all sharing?	Federal law gives you the right to limit only • sharing for affiliates' everyday business purposes--information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

What we do

How does Peoples Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Peoples Bank collect my personal information?

We collect your personal information. For example, when you
• Open an account or Apply for a loan
• Deposit money or Use your debit or credit card
• Pay your bills
We also collect your personal information from others, such as
credit bureaus, affiliates, or other companies..

Why can't I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates' everyday business purposes--information
about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. • Our affiliates include nonfinancial companies, such as Peoples Insurance Services.
Non-affiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Peoples Bank does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Peoples Bank does not jointly market.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
• Our affiliates include nonfinancial companies, such as Peoples Insurance Services.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Peoples Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Peoples Bank does not jointly market.