We understand that buying a home is a big decision, and it's not something you do every day. That’s why our local lenders are here to guide you through the mortgage process, making it easier and more straightforward. Whether you're purchasing a home or securing a loan, we’re committed to helping you find the right solution. Take the next step toward turning your home dreams into reality by starting your mortgage pre-qualification online or meeting with one of our expert lenders today.. *Peoples Bank NMLS 709403
Questions
Peoples Bank Home Mortgage Team
Phone: 515-327-7784
Get started by applying for a home loan, and one of our Home Mortgage Team lenders will reach out to you.
Our Mortgage Products
Fixed-Rate & Adjustable-Rate
Our most popular mortgages include conventional, jumbo and super jumbo fixed-rate mortgages (FRMs) and adjustable-rate mortgages (ARMs). Our mortgage lenders can help you determine whether a fixed-rate or adjustable-rate mortgage is the best option for you depending on your financial situation.
Additional Mortgage Options
Peoples Bank also offers special home loan programs for those who may not usually qualify for a mortgage or are going through the mortgage process for the first time:
Home Loans and Temporary Loans
We also provide financing solutions for those navigating the financial waters of building a new home or trying to sell and buy a home at the same time:
- Lot loans and construction loans provide short-term financing to help you build your dream home
- Bridge and temporary loans provide the freedom to use the equity in your current home to purchase a new one
Run the numbers and make a plan
Access a variety of calculators to determine mortgage payment, calculate APR, assess affordability and much more.
Home Buyer Guide
Make the most of your home buying experience with our guided route to home ownership. See what steps you can expect in the process.
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Property Insurance
We have the tools to find the right coverage at competitive prices. Get a free, no-obligation quote today.
Home Equity Line of Credit
Do you already own a home but need to access the equity you have put into it? Learn about how a Home Equity Line of Credit may be right for you.