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Mortgage Center

Your Source for Mortgages and Home Loans

We get it – buying a new home isn't something you do every day. Our local lenders will help you get the right mortgage in place to make the process of purchasing a home or securing a loan, easier and less complex. Take the next step in turning your home dreams into reality by starting your mortgage loan prequalification online or meeting with one of our lenders today. *Peoples Bank NMLS 709403

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Once you’ve decided to make the jump into homeownership you'll most likely want to know "What house can I afford?" Meeting with a Peoples Bank mortgage lender to decide on the best price range for you and your family will help you to get prequalified for a mortgage loan. This is an important step towards new homeownership. Prequalification will signal to your real estate agent and sellers that you have secured financing for up to a specified amount — a clear indication to others that you're no longer just curious, but a serious home buyer.

Contact a Lender   Blog Post: Read About How Much Mortgage You Can Afford

Our Mortgage Products

Fixed-Rate & Adjustable-Rate

Our most popular mortgages include conventional, jumbo and super jumbo fixed-rate mortgages (FRMs) and adjustable-rate mortgages (ARMs). Our mortgage lenders can help you determine whether a fixed-rate or adjustable-rate mortgage is the best option for you depending on your financial situation.

Blog Post: Read More About Popular Mortgages 


Additional Mortgage Options

Peoples Bank also offers special home loan programs for those who may not usually qualify for a mortgage or are going through the mortgage process for the first time:  


Home Loans and Temporary Loans

We also provide financing solutions for those navigating the financial waters of building a new home or trying to sell and buy a home at the same time:    

  • Lot loans and construction loans provide short-term financing to help you build your dream home
  • Bridge and temporary loans provide the freedom to use the equity in your current home to purchase a new one

Blog Post: Read More About Buying vs. Building


Run the numbers and make a plan

Access a variety of calculators to determine mortgage payment, calculate APR, assess affordability and much more.

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Home Buyer Guide

First time home buyer? Make the most of your home buying experience with our guided route to home ownership. See what steps you can expect in the process.

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Property Insurance

From your first home to your forever home, we have the tools to find the right coverage at competitive prices. Get a free, no-obligation quote today.

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Home Equity Line of Credit 

Do you already own a home but need to access the equity you have put into it? Learn about how a Home Equity Line of Credit may be right for you.

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