Checking Accounts

HYPE Checking¹

A HYPE checking account is ideal for those who regularly use their debit card and are looking for a flexible, interest-earning account. 

• Earn up to 2.00% APY* on balances up to $25,000 if qualifications are met each statement cycle.¹
• Automatic ATM fee reimbursements up to $7 per statement cycle
• Enroll in e-statements and avoid monthly paper statement fee*

We will waive the $6 maintenance fee per statement cycle when you meet any of the following qualifications:

1. Use your Peoples Bank debit card 15 or more times each statement cycle and average at least $10 per transaction. 
2. Maintain a minimum average daily balance of $250.

*Paper statements no images are $3. Paper statements with images are $5.

Rewards Interest Checking²

If you maintain a minimum daily checking account balance of $2,000 or more, you will be rewarded with a great interest rate, deals at local stores, and a variety of other benefits such as:

• Earn 0.05% APY on balances up to $25,000²
• Rewards including local savings, cell phone protection, ID theft aid, roadside assistance, travel insurance, Health Savings Card, and more.^4,5 
• The first box of basic checks free and free cashier's checks.
• Enroll in e-statements and avoid monthly paper statement fee*

We will waive the $15 maintenance balance fee when you meet any of the following:

1. Keep a minimum average daily balance of $2,000 or more.
2. Have a combined loan and/or deposit balance of $50,000 or more.

*Paper statements no images $3. Paper statements with images $5.

Rewards Checking

The Rewards Checking account has no minimum balance requirement and is packed with valuable benefits to save you time and money.

• No minimum balance requirement*
• Enroll in e-statements and avoid monthly paper statement fee**
• Rewards including local savings, cell phone protection, ID theft aid, roadside assistance, travel insurance, Health Savings Card, and more.^4,5 

*$5 maintenance fee.**Paper statements no images $3. Paper statements with images $5.

Direct Checking

Direct checking is designed for individuals looking for a low-cost account with basic benefits to safely and conveniently manage their money.

• No minimum balance requirement
• Enroll in e-statements and avoid monthly paper statement fee*

We will waive the $6 minimum balance fee when you meet any of the following:

1. Maintain a minimum average daily balance of $250.
2. Have a direct deposit on this account.
3. Be a student under the age of 24.

* Paper statements no images $3.00. Paper statements with images $5.00.