Checking Accounts
Whether you are a student or senior, prefer traditional banking or opt for online, Peoples Bank has a checking account to suit your needs. Our "Peoples First Banking" approach means our friendly banking staff can help you make the choice that is right for you and make the process of opening an account simple. In fact, you can open most of our checking accounts online in less than 10 minutes! Learn more about each of Peoples Bank's checking account options below, and contact us should you have any questions.
All checking accounts feature our Anywhere Banking Tools
Online Banking
Mobile Banking
Bill Pay
Card Controls
Free Debit Card
Access to 35,000 fee-free ATMs
E-Statement
HYPE Checking1
A HYPE checking account is ideal for those who regularly use their debit card and are looking for a flexible, interest-earning account.
- Earn up to 2.00% APY* on balances up to $25,000 if qualifications are met each statement cycle.1
- Automatic ATM fee reimbursements up to $7 per statement cycle
- Enroll in e-statements and avoid monthly paper statement fee*
We will waive the $6 maintenance fee per statement cycle when you meet any of the following qualifications:
- Use your Peoples Bank debit card 15 or more times each statement cycle and average at least $10 per transaction.
- Maintain a minimum average daily balance of $250.
*Paper statements no images are $3. Paper statements with images are $5.
Open Account Watch VideoRewards Interest Checking2
If you maintain a minimum daily checking account balance of $2,000 or more, you will be rewarded with a great interest rate, deals at local stores, and a variety of other benefits such as:
- Earn 0.25% APY on balances up to $25,0002
- Rewards including local savings, cell phone protection, ID theft aid, roadside assistance, travel insurance, Health Savings Card, and more.4,5
- The first box of basic checks free and free cashier's checks.
- Enroll in e-statements and avoid monthly paper statement fee*
We will waive the $15 maintenance balance fee when you meet any of the following:
- Keep a minimum average daily balance of $2,000 or more.
- Have a combined loan and/or deposit balance of $50,000 or more.
*Paper statements no images $3. Paper statements with images $5.
Open Account Learn about RewardsRewards Checking
The Rewards Checking account has no minimum balance requirement and is packed with valuable benefits to save you time and money.
- No minimum balance requirement*
- Enroll in e-statements and avoid monthly paper statement fee**
- Rewards including local savings, cell phone protection, ID theft aid, roadside assistance, travel insurance, Health Savings Card, and more.4,5
*$5 maintenance fee.**Paper statements no images $3. Paper statements with images $5.
Open Account Learn about RewardsDirect Checking
Direct checking is designed for individuals looking for a low-cost account with basic benefits to safely and conveniently manage their money.
- No minimum balance requirement
- Enroll in e-statements and avoid monthly paper statement fee*
We will waive the $6 minimum balance fee when you meet any of the following:
- Maintain a minimum average daily balance of $250.
- Have a direct deposit on this account.
- Be a student under the age of 24.
* Paper statements no images $3.00. Paper statements with images $5.00.
Open AccountLegal Information and Disclosures
1Annual Percentage Yields (APYs) accurate as of 5/6/2020. Rates may change after account is opened. Minimum to open is $100. 1If the following qualifications are met each statement cycle: 15 debit card transactions** averaging at least $10 per transaction post and settle each statement cycle, account must be enrolled in e-statements with valid email address, and have a direct deposit or automatic payments totaling $100 or more; balances up to $25,000 receive APY of 2.00%; the portion of balances $25,000.01 or more earn an interest rate of 0.01%, resulting in 2.00%-0.01% APY. If qualifications1 are not met, all balances earn 0.01% APY. **Signature and Pin Based transactions only, ATM Withdrawals are excluded from qualifying debit card transactions; transactions may take one or more banking days from the date transaction was made to post and settle. See a bank employee for more details *** Message and data rates may apply, fees apply for expedited bill payments and POP money transactions. Limit of one Hype Checking account OR one Rewards Interest Checking account per Tax ID number.
2Annual Percentage Yields (APYs) accurate as of 2/19/2021. Rates may change after account is opened. Minimum to open is $100. Tier 1: Earn 0.25% APY on balances $0.00 - $25,000; Tier 2: Earn 0.01% APY on balances over $25,000. Your blended APY for full account balance will range from 0.25% - 0.01% APY depending on your balance within each tier. Limit of one Rewards Interest Checking OR one Hype Checking account per Tax ID number. See a bank employee for more details.
4. Cell phone protection, personal identity theft benefit, and buyer's protection and extended warranty are subject to additional terms and conditions.
5. Insurance products are: NOT A DEPOSIT. NOT FDIC INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

Consumer Loans
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E-Banking
Need the convenience to bank anywhere, anytime? Check out our e-banking tools to start banking with freedom.

Savings Accounts
Peoples Bank offers savings accounts that meet a financial need at any point in your life. Learn about our accounts today.