Checking Accounts
Whether you are a student or senior, prefer traditional banking or opt for online, Peoples Bank has a checking account to suit your needs. Learn more about each of our checking account options below, then apply online or stop by a branch today.
Check and Debit Card Buyback Program
Peoples Bank will buyback your unused checks and debit cards from other financial institutions. Personal checking accounts are eligible for up to $10 for checks and debit cards from another financial institution given at the time the checks and/or debit cards are presented.
Free Anytime, Anywhere Banking with Every Account
FREE Online Banking with Bill Pay
FREE Mobile Banking with Mobile Deposit
FREE Mobile Wallet with Apple Pay®, Google PayTM and Samsung Pay®
FREE Debit Card with Card Controls
FREE Access to +35,000 surcharge-free MoneyPass® ATMs
FREE E-Statement
FREE Gift at Account Opening
NEW Send and receive money with Zelle®
View Personal Checking Brochure
Truly Free Checking
A FREE account for anyone!
- No minimum balance
- No service charge
New! Add our BaZing Rewards package to your personal checking account for only $4.95/month. Learn more here.
Open Account
HYPE Checking
An account for those interested in premium interest who make frequent purchases with their debit card and have direct deposit or automatic payments!
- Premium interest rate of 2.00% APY* on balances up to $25,000 when both of the following are met:
- 15 or more debit card purchases** each statement cycle
- One direct deposit or automatic payment each statement cycle
- Avoid a low $6 charge by either maintaining an average daily balance of $2,000 or greater, OR make 15 or more debit card purchases** each statement cycle
New! Add our BaZing Rewards package to your personal checking account for only $4.95/month. Learn more here.
Open Account
Direct Interest Checking
Earn interest with the convenience of direct deposit or any automatic payment!
- Competitive interest
- No minimum balance
- No service charge
New! Add our BaZing Rewards package to your personal checking account for only $4.95/month. Learn more here.
50+ Interest Checking
A perfect account for customers 50 and better!
- FREE Peoples Bank logo checks
- Competitive interest
- No minimum balance
- No service charge
New! Add our BaZing Rewards package to your personal checking account for only $4.95/month. Learn more here.
Open Account
Legal Information and Disclosures
Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Transaction items include all debits and credits. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value.
*When either 15 or more qualifying debit card purchases (excluding ATM withdrawals) per statement cycle are not made, and a qualifying direct deposit or automatic payment is not posted per statement cycle, all balances earn 0.00% APY. If qualifications are met, balances up to $25,000 will receive an APY of 2.00% of the portion of the balance, $25,001 or more will earn an interest rate of 0.00%, resulting in 2.00%- 0.00% APY. Annual Percentage Yields (APYs) accurate as of 1/10/2022. Rates may change after account is opened.
**Transactions may take one or more banking days from the date the transaction was made to post and settle.
***Cell Phone protection and identity theft assistance are subject to additional terms and conditions. Insurance products are not FDIC insured, not a deposit, not an obligation of or guaranteed by Peoples Bank, its affiliates, or any government agency.