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Checking Accounts

Checking Accounts

Whether you are a student or senior, prefer traditional banking or opt for online, Peoples Bank has a checking account to suit your needs. Learn more about each of our checking account options below, then apply online or stop by a branch today.

Check and Debit Card Buyback Program
Peoples Bank will buyback your unused checks and debit cards from other financial institutions. Personal checking accounts are eligible for up to $10 for checks and debit cards from another financial institution given at the time the checks and/or debit cards are presented.

Free Anytime, Anywhere Banking with Every Account

View Personal Checking Brochure 

Truly Free Checking

A FREE account for anyone!

  • No minimum balance
  • No service charge

New! Add our BaZing Rewards package to your personal checking account for only $4.95/month. Learn more here.



Open Account   

HYPE Checking

An account for those interested in premium interest who make frequent purchases with their debit card and have direct deposit or automatic payments!

  • Premium interest rate of 2.00% APY* on balances up to $25,000 when both of the following are met:
  1. 15 or more debit card purchases** each statement cycle
  2. One direct deposit or automatic payment each statement cycle
  • Avoid a low $6 charge by either maintaining an average daily balance of $2,000 or greater, OR make 15 or more debit card purchases** each statement cycle

New! Add our BaZing Rewards package to your personal checking account for only $4.95/month. Learn more here.


Open Account  

Direct Interest Checking

Earn interest with the convenience of direct deposit or any automatic payment!

  • Competitive interest
  • No minimum balance
  • No service charge

New! Add our BaZing Rewards package to your personal checking account for only $4.95/month. Learn more here.


Open Account 

50+ Interest Checking

A perfect account for customers 50 and better!

  • FREE Peoples Bank logo checks
  • Competitive interest
  • No minimum balance
  • No service charge

New! Add our BaZing Rewards package to your personal checking account for only $4.95/month. Learn more here.


Open Account
Legal Information and Disclosures

Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Transaction items include all debits and credits. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value. 

 *When either 15 or more qualifying debit card purchases (excluding ATM withdrawals) per statement cycle are not made, and a qualifying direct deposit or automatic payment is not posted per statement cycle, all balances earn 0.00% APY. If qualifications are met, balances up to $25,000 will receive an APY of 2.00% of the portion of the balance, $25,001 or more will earn an interest rate of 0.00%, resulting in 2.00%- 0.00% APY. Annual Percentage Yields (APYs) accurate as of 1/10/2022. Rates may change after account is opened.

**Transactions may take one or more banking days from the date the transaction was made to post and settle.

***Cell Phone protection and identity theft assistance are subject to additional terms and conditions. Insurance products are not FDIC insured, not a deposit, not an obligation of or guaranteed by Peoples Bank, its affiliates, or any government agency.