Earn up to 4.00% APY* with HYPE Checking
Get HYPEd UP with checking that earns you more!
An account for those interested in Premium Interest.
Premium interest rate of 4.00% APY* on balances up to $25,000 when both of the following are met:
15 or more debit card purchases* each statement cycle
One direct deposit or automatic payment each statement cycle
Avoid a low $6 charge by either maintaining an average daily balance of $2,000 or greater, OR make 15 or more debit card purchases* each statement cycle.
*See below for details.
Free Perks with HYPE Checking
FREE Debit Card with Card Controls and Apple Pay®, Google Pay™ and Samsung Pay®
FREE access to over 35,000
MoneyPass® ATMs nationwideFREE Digital Banking
FREE Bill Pay
FREE Mobile Banking with Mobile Deposit
FREE eStatements
FREE Thank you gift
BUY BACK of your debit cards and unused checks from another financial institution for $10
*When either 15 or more qualifying debit card purchases (excluding ATM withdrawals) per statement cycle are not made, and a qualifying direct deposit or automatic payment is not posted per statement cycle, all balances earn 0.00% APY. If qualifications are met, balances up to $25,000 will earn an interest rate of 3.9253% resulting in a 4.00% APY of the portion of the balance, $25,000.01 or more will earn an interest rate of 0.00%, resulting in 4.00%- 0.00% APY. Annual Percentage Yields (APYs) accurate as of 4/23/2025. Rates may change after the account is opened. Transactions may take one or more banking days from the date the transaction was made to post and settle. See a bank employee for more details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value