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Earn up to 4.00% APY* with a Peoples Bank HYPE Checking Account! 

Welcome to Hype Checking

Earn 4.00% APY* on balances up to $25,000 when both of the following are met:
  1. 15 or more debit card purchases* each statement cycle
  2. One direct deposit or automatic payment each statement cycle
Avoid a low $6 charge by either maintaining an average daily balance of $2,000 or greater, OR make 15 or more debit card purchases* each statement cycle.
*See below for details.

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*When either 15 or more qualifying debit card purchases (excluding ATM withdrawals) per statement cycle are not made, and a qualifying direct deposit or automatic payment is not posted per statement cycle, all balances earn 0.00% APY. If qualifications are met, balances up to $25,000 will earn an interest rate of 3.9253% resulting in a 4.00% APY of the portion of the balance, $25,000.01 or more will earn an interest rate of 0.00%, resulting in 4.00%- 0.00% APY. Annual Percentage Yields (APYs) accurate as of 4/23/2025. Rates may change after account is opened. Transactions may take one or more banking days from the date the transaction was made to post and settle. See a bank employee for more details.