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HYPE Checking

Earn up to 2.00% APY* on balances up to $25,000 while enjoying a suite of digital tools and the benefits of banking locally.

This is community banking at its best.

Get HYPEd UP With Checking That Earns You More

*See below for details.

HYPE checking requirements and qualifications:

A HYPE checking account is ideal for those who regularly use their debit card and are looking for a flexible, interest-earning account. 
  • Earn up to 2.00% APY* on balances up to $25,000 if qualifications are met each statement cycle.1
  • Automatic ATM fee reimbursements up to $7 per statement cycle
  • Enroll in e-statements and avoid monthly paper statement fee2
HYPE Checking Balance
Annual Percentage Yield (APY)*
Up to $25,000.00
$25,000.01 and over
We will waive the $6 maintenance fee per statement cycle when you meet any of the following qualifications:
  1. Use your Peoples Bank debit card 15 or more times each statement cycle and average at least $10 per transaction.
  2. Maintain a minimum average daily balance of $250

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Ready to open an account?

Enjoy 'Peoples First Banking' with your digitally-minded community bank.

Open an account with us today and you'll have free access to online and mobile banking, mobile wallet, card controls, and much more.

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Legal Information and Disclosures

Annual Percentage Yields (APYs) accurate as of 5/6/2020. Rates may change after account is opened. Minimum to open is $100. 1If the following qualifications are met each statement cycle: 15 debit card transactions** averaging at least $10 per transaction post and settle each statement cycle, account must be enrolled in e-statements with valid email address, and have a direct deposit or automatic payments totaling $100 or more; balances up to $25,000 receive APY of 2.00%; the portion of balances $25,000.01 or more earn an interest rate of 0.01%, resulting in 2.00%-0.01% APY. If qualifications1 are not met, all balances earn 0.01% APY. **Signature and Pin Based transactions only, ATM Withdrawals are excluded from qualifying debit card transactions; transactions may take one or more banking days from the date transaction was made to post and settle. See a bank employee for more details *** Message and data rates may apply, fees apply for expedited bill payments and POP money transactions. Limit of one Hype Checking account OR one Rewards Interest Checking account per Tax ID number. 2Paper statements no images $3.00. Paper statements with images $5.00.