Lender Directory

I graduated from Guthrie Center High School and earned a Business Degree from AIB College in Des Moines, IA. I got my start in the banking industry by working as a teller at a community bank where I eventually became a Traveling Banker and then a Loan Administrator. I joined the Peoples Bank as a Retail Banker where my focus is helping our customers reach all their financial goals with our comprehensive products. Outside of work, I am blessed with two grown daughters. We love going to Sunday Brunch and shopping together!

Fletcher Christy grew up in Newton and graduated from the University of Northern Iowa in 2010. Soon after graduation, he joined the financial industry, initially working on the consumer side of the bank. After his first two years in banking, Christy has since worked to serve small to midsized businesses as a commercial lender. As the child of business owners himself, Christy understands the frequent ups and downs business owners face. Fletcher finds outstanding culture and team is the perfect fit for him.  Fletcher and his wife live on the South Side of Des Moines and enjoy spending time with their family including their French Bulldog, Carlos.

Trevor grew up in Bloomfield, IA and attended Marshalltown Community College where he was a student athlete and earned his Associates Degree in Business Administration.  Trevor has been working in banking and as a mortgage loan officer since 2015. Whether you are buying your 1^st or 50^th home, Trevor will be informative and communicative throughout the process until closing on your new home. Day or night, Trevor will be there for you whenever you have a question… even when it’s outside banking hours! Trevor believes being a part of the Peoples Bank team gives him the opportunity to build a unique relationship with each of his clients and their families. He enjoys having a wonderful team of bankers around him to provide a comprehensive range of products, should his clients need help in other areas of their financial portfolio. He additionally values having an extensive network of referral partners in a variety of industries. Trevor currently lives in Urbandale, IA with his wife, Mallory and their three children, Iyla, Vivienne, and Brooks. Trevor enjoys spending time with his family and watching the Hawkeyes during his free time.

Denise Paustian, who has worked with Peoples Bank since April 2007, has accrued more than 19 years of experience in total. She is someone who is known for fostering her employees' development and taking an active interest in the well-being of the people around her. Through her involvement in the Cash Management/Treasury Management program at Peoples Bank, she has earned a reputation for attentiveness and identifying timesaving solutions for her customers. A people person by nature, she builds account relationships and connects businesses and individuals to financial resources.

In the course of her career, Denise has taken part in seminars run by Iowa Bankers Consumer Credit School, Iowa Bankers Deposit Account Workshop, And Collins Fritz IRA / HSA. She sits on the Risk Management Committee as well as the Training Committee at the Bank.

Denise currently serves as the Treasury Management Specialist in Clive. A mother of two and a grandmother of four, she enjoys quilting, attending estate sales, riding her bike, and walking her dog Zoey in her free time. Other pastimes include cooking and spending time with her loved ones.

I am a solution oriented Manager & Commercial Banker that can assist you or your clients with professional and honest banking knowledge and advice. My focus is on Commercial Lending and management of a team of professional Commercial Bankers. I have completed over a 100 million dollars in purchase (Equipment and Commercial Real Estate), refinance (Operating Lines of Credit and Commercial Term Loans) and start-up funding (SBA and Conventional) over my 20+ year career. I can assist you in all aspects of commercial banking from business plan review to understanding bank loan structure and documentation requirements.
Specialties: Owner Occupied CRE, Commercial & Industrial and Multi-Family lending.

I have been in the banking/home finance industry since 2002. I was born and raised in West Des Moines and now live in Clive with my wife, Emily and our 3 children. We enjoy spending time at the Clive Aquatic Center, Downtown Farmer’s Market, and are fortunate to have all of our extended family right here in the Des Moines area.

I specialize in first mortgage purchase, construction and refinance transactions of all types and sizes. At Peoples Bank, we have access to some of the best mortgage programs and interest rates in the industry. As my client, you will receive exceptional service, with an honest, upfront approach. I will keep you informed every step of the way and ensure a smooth transaction, from beginning to end.

Experienced Vice President Mortgage with a demonstrated history of working in the financial services industry. Strong finance professional skilled in Mortgage Lending, Banking, Credit Analysis, and Sales.

I was born and raised in Des Moines, IA. and graduated from North High School in 2000. I attended Buena Vista University in Storm Lake, IA. and received my degree in finance and banking in 2004. My wife, Alicia, and I live in Ankeny, IA. with our 4 young boys. I have worked in the commercial community banking space since 2008. My banking career began as a commercial credit analyst and developed into managing a team of credit analysts, relationship management and business development as well as helping to manage the overall credit risk of the bank. I joined Peoples Bank in September 2018 and will focus on our commercial business customers and their entire banking relationship with Peoples Bank. I enjoy building solid, long-term relationships with our customers that are built on excellent communication, trust and knowledge. I take pride in having a thorough understanding of my customers so that I can provide them the best service possible.

Mary has worked in the commercial banking industry for over 20 years and as a Treasury Management Officer, specializes in developing customized short-term and long-term business banking strategies.  Mary takes pride in getting to know her customers, their unique business needs and understanding what matters most to them.  Mary’s extensive background in deposit services, trust, private banking, commercial lending and treasury management products combined with her desire to understand her customer’s business goals, give her the knowledge and foundation to provide the appropriate recommendations so customers may achieve desired results.

Mary is a resident of West Des Moines and enjoys spending time with her family, travelling and various photography projects.

I am a graduate of Central College in Pella, Iowa.  I spent five years working for West Central Cooperative in Jefferson and Scranton as an Agronomist where I actively worked with growers on recommendations around operations and pricing strategies to allow for more overall profitability.  Currently, as an Ag Lender, I offer my previous expertise and passion for farming industry in Greene County and surrounding markets.  I look forward to helping you meet your financial goals.

You can also find me coaching football for Greene County Community School District and volunteering as the Beef Superintendent at the Greene County Fair.  I am a Cyclones fan and enjoy spare time on the tractor or working with show cattle and bull prospects to sell.

Jill is a 12-year veteran of the banking industry. She specializes in banking operations, cash management, and consumer lending, in 2016 graduating from the Iowa Bankers Association Consumer Credit School. Overseeing a team of banking professionals in Grand Junction, Iowa, Jill has a reputation for staying organized and getting results. At Peoples Bank, she rises to all challenges in an effort to ensure that her clients’ financial needs are met, whatever they may be. She is an honest, charismatic individual who forms personal relationships with everyone whom she serves.

My farming background allows me to apply my expertise daily in our Greene and Boone County communities where I specialize in all areas of banking with direct emphasis in Agricultural Lending.  I am also a graduate of the Iowa School of Banking.  Currently, I oversee the Greene County Market for Peoples Bank.  I offer the flexibility to work with you remotely at your property or in any of our banking locations.  Contact me to learn more about the value I can bring to your business and household.

Penny Wetzel is the AVP and Loan Officer in Guthrie Center, IA. She has accrued more than sixteen years of experience in banking, and her expertise in mortgage lending gives her the opportunity to find the best solutions possible for her community. Passionate about customer service, Penny operates her business on a basis of honesty and forthrightness.

Penny cares about her clients, and she wants to see them accomplish their goals. Her devotion to the Guthrie Center area is encouraging to everyone around her.

Dennis Flanery is a banking professional with over three decades of experience. In the role of Market President in Guthrie Center, for twenty-two years Dennis has specialized in agricultural and commercial lending. Working within a quality banking organization has allowed Dennis to achieve tremendous career growth, while supporting and enriching his hometown community.

Continuing his community driven efforts, Dennis sits as Board President for the Guthrie Center Development and the Guthrie County Hospital Foundation. Previously working with the Guthrie Center Chamber of Commerce, Lions Club, and Midwest Partnership, Dennis has a strong history of dedication and accountability. His philanthropic values rest at the core of his professionalism, and equally dedicates his time and ability to each and every project he contributes to.

Dennis Flanery is a Guthrie Center native, and lives with his wife and has three children; and is a graduate of Iowa State University and the Graduate School of Banking, Colorado.

Born and raised in Jefferson, I am excited to be in a profession which allows me to give back to my community. I am committed to helping local people and businesses create and reach their financial goals – all of whom I consider friends. I enjoy helping my community members find the best solution for their situation.  I accomplish this by truly listening to your unique needs and providing honest feedback. I have been in banking since 2010 and have experience in a variety of areas including:  Business Services and Payroll Solutions, IRA’s and Retirement Solutions, Consumer and Business Deposit Accounts, Consumer Loans, and Trust and Estate Services.

David Pedersen, who works in the Jefferson office, has spent an impressive 36 years in the agriculture industry, including 6 years in banking. His area of expertise is agriculture lending, and his devotion to his clients’ success is his defining professional characteristic. An expert when it comes to guiding people toward their goals, he is a renowned expert in his field and a dedicated banker.

David is a deeply faithful man and a die-hard Iowa State fan. Outside of the office, he enjoys following sports and spending time with his wife of 36 years, their 4 grown children, and their 2 grandchildren.

Jefferson, Iowa native, Teresa is a knowledgeable and experienced professional within the banking industry. With a 30-year background, Teresa garnered expertise in areas such as real estate loans, personal & agricultural lending and more.

Through her work, Teresa aims to empower and assist her customers in the process of reaching financial goals; catering to their needs with transparency, professionalism and passion.

Welcome and thank you for choosing Peoples Bank.

I am a lifelong resident of Ogden. I graduated from Ogden High School and Spencer School of Business with a degree in Accounting.

I enjoy spending time with my husband, our 2 daughters and 3 sons.  We are also blessed with 2 wonderful grandchildren.  My husband and I love to watch movies and hunt for bargains at thrift stores.  Our son-in-law drives a Modified race car so we have become avid dirt track race fans.

I have been a part of the finance and banking industry since 1995 with almost 10 years at Peoples Bank.  I am currently the Branch Manager of our newest location in Ogden, which opened in November of 2013.

I can help you in all aspects of real estate lending including residential purchase, refinance, or construction for both homeowners and investors.  I can also help you with personal, commercial, agriculture, and business loans.

Peoples Bank can do more than just help you buy a home or refinance your existing mortgage.  We strive to make your application and loan process as simple as possible with honest answers and timely processing.  Email or call me today, I would love to help you!

Welcome to Peoples Bank!  As you enter your loan process for the first time or for the hundredth time, I want you to know I am here to walk you through it.  I care.  Bringing you 15 years of lending experience, I work hard to help you understand the loan process, walk you through the steps and get it closed.

Here are my stats:

Mortgage Loan Originator since 2001 in residential loans – Conforming, USDA, FHA, VA, HELOC and now even more options at Peoples Bank including construction, commercial, ag & auto.

Married to Matt since 1996! 3 Boys – Payton, Carson & Brady (all named after quarterbacks), Yes, we love sports, 400m hurdler at Iowa State University (93-97) Love to run! 4 Sport athlete in high school, Live in Ogden, IA, Raised in Quad Cities, Illinois, Love our community and church family!  Graduate of Iowa State University.

Please do not hesitate to call or email me with whatever ideas, questions or concerns you may have about purchasing or refinancing.   I am always looking for ways to grow my business and I know that means I need you – so let us help each other!

Ashley B. Belsford is the Branch Operations Manager for Rippey, IA. She has worked at Peoples Bank for eight years, and in that time, she has become known for her excellence in service and for her inspiring attitude. Specializing in consumer accounts, she enjoys the small-town environment that comes with personal banking.

Dedicated to her clients first and foremost, Ashley is a team player whose commitment to PTSB is certain. She takes pride in her ability to help families to reach their financial goals.

A country girl at heart, Ashley was born and raised on a farm. Her favorite pastimes are watching Iowa State sports and spending time with her family.

I grew up on a farm outside of Jamaica, IA. After high school, I attended Iowa State University and received my Bachelor of Science degree in Agricultural Business with an emphasis in Agricultural Accounting.  I started working as a teller at the Grand Junction branch in January 1997 while attending ISU. Upon graduation, in May of 1998 I was hired at the Grand Junction Branch as a loan officer where I worked until March 2012.  From there I went to John Deere Financial where I was a Senior Account Credit Manager, still working with farmers and reviewing financial information to approve farmers for their Multi-Use accounts. In April of 2018, I came back to Peoples Bank and became the Branch Manager & Ag Lender at our Scranton Branch. I enjoy working with and getting to know all the customers and learning about their operations. Most of my spare time is spent watching my kids in their school activities. My son, Colby, participates in football, wrestling, and track. My daughter Makala enjoys participating in cross country, basketball, track, and soccer. When we aren’t cheering on our kids, I love to golf with my husband, Scott and cheer on the Iowa State Cyclones!

I was born and raised in Grundy Center, IA and have lived in the Des Moines Area since 1999.  In 2001, I started my banking profession. My experience includes: mortgage loan processing, underwriter, compliance management and loan originations.  I currently specialize in New Construction, Portfolio, Home Equity, Conventional, FHA & VA loans.  Through our experience and service at Peoples Bank, we would love the opportunity to earn your trust and business.

Erin grew up in a large family on an acreage outside of Harlan, IA and graduated high from Harlan Community High School. After high school, she went on to obtain her degree in Liberal Arts from DMACC. She managed a large chain coffee shop store for several year but when an opportunity to join the team at Peoples presented itself, she couldn’t pass up the chance. Erin was thrilled to have the opportunity to be involved in the community she lives in.  She’s been with Peoples Bank since May 2016 and has held several different positions (Teller, Lead Teller, Branch Operations Manager, Retail Branch Manager, and now Regional Branch Operations Manager). With her passion for working with people, she enjoys being in a position that she can contribute to the training and development of the team. Her current focus as a Retail Branch Operations Manager is putting an emphasis on the training and development of the frontline staff in our Metro Market to create consistency for customers and employees. Erin works directly with customers and assists them with any of their banking needs. Being from a small town, community is extremely important to her. Which is one of the main reasons she loves working at People Bank; we are a community-oriented bank and put people first. She enjoys spending her free time with family and her new fur baby, a Yorkshire Terrier named Lulu, and if it’s nice outside you’ll find her out riding her Harley.

Nick got started in the banking industry as a part-time teller at a community bank while in college at the University of Northern Iowa studying Finance and Economics. Following graduation, he moved to Urbandale in 2015 and began working for Peoples Bank as a Credit Analyst and is now also a Business Banker. Nick strives to ensure the best relationship and maintain the trust with our commercial clients and establish new relationships with businesses. Nick enjoys working with his Peoples Bank team because everyone works together with an eagerness to help customers with all their financial needs.

My lending portfolio consists of Ag, Commercial, Residential, and Business loan products. I have a strong background in real estate, both in sales and in lending that will aide you in building or financing your dream home. As the son of a coach, I pride myself in finding the best product to fit your goals, dreams, needs and wants, while helping you get there.  As an employee of Peoples Bank, I have access to a great team of lenders and management that will provide you with respect and top-notch service from day one. I am a proud graduate of Iowa State University and Iowa native. My wife and I chose to build a home and reside in Adel because of the community size, quality school system, and location to the metro. We enjoy traveling, golfing, and attending concerts.