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Treasury Management Services

Treasury Management Services and Products 

As a business owner or farmer, your time is both limited and valuable. At Peoples Bank, we understand this and work to provide services that help you manage your business’ finances more efficiently.

Treasury Management services, such as Business Online Banking, Remote Deposit and Sweep Accounts, allow you to spend less time managing your money to better focus on running your business. Learn more about our services below and then contact one of our treasury management professionals today.

TM Support:  Email:  |  Phone: 515-327-7713

To get started, contact one of our Treasury Management Professionals:

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Mary Schultz

VP/Treasury Management Officer
Phone: (515) 457-8880
Location: Clive

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Denise Paustian

AVP/Treasury Management Specialist
Phone: (515) 457-8880
Location: Clive

Business Online Banking

Keep your business’ financial management simple by enrolling for Business Online Banking. It gives you all the benefits you need from a single login:

  • View personal and business accounts
  • Check balances for checking, savings, loans, CDs and lines of credit
  • Take advantage of Online Bill Pay
  • Download information to Quicken® or QuickBooks®
  • Initiate and authorize payments
  • Wire transfer capabilities- authority delegation across users, fund transfers, free ACH presentments, free E-Statements, receive electronic notification and alerts

Remote Deposit

Why would you spend your valuable time running checks to the bank when you can deposit checks directly from your office? With Remote Deposit, you simply scan checks for deposit to your business accounts. It saves you time and money, giving you more time to focus on your business!

Sweep Accounts

Maximize the earning potential of your deposits! Our sweeps account allows you to set a limit on your checking, any money over which is swept to boost your interest earnings.

Best of all, there are no sweep charges, and interest is paid monthly based on your ledger balance. Another added benefit is that you can also set up the sweep to pay down loan or credit line balances.

Merchant Processing

Accepting card-based payments is crucial for any business. Peoples Bank’s merchant processing service help you accept debit cards and credit cards as forms of payment. This helps ensure your products or services are more available to a larger target audience.

Merchant processing benefits include:

  • Training and 24/7 customer support
  • Customer loyalty programs
  • Wireless payments processing
  • Check verification and one-step reporting
  • Gift card programs

Payroll Service

Give your employees the option of direct deposit or payment by check with our Payroll Service powered by Sage®. This service can be beneficial for companies of any size and assists with payroll calculations and payroll tax management.

If you wish to facilitate direct deposits internally at your place of business, then ask us about adding ACH Manager to your business online banking profile.

Safeguard your business assets with Positive Pay

Just as technological advancements are made, the techniques used by counterfeiters and fraudsters for capturing valuable information about companies are becoming more sophisticated.


  • The 2019 AFP Payments Fraud & Control Survey reported that in 2018, 82% of organizations experienced attempted or actual fraud.
  • Of those businesses impacted by fraud, 43% reported financial losses.
  • Statistics show that criminals are targeting and penetrating businesses of all sizes.
  • 64% of attempted or actual payments fraud occurred by individuals outside of the organization.
  • Account take over fraud has increased 13% year over year.

These trends illustrate that companies are more vulnerable than ever and the importance for them to take preventative actions.  As your banking resource and partner, Peoples Bank is there to provide your company with the powerful solutions and tools to help eliminate financial losses before it happens.

Positive Pay Benefits

Check Positive Pay

  • As you issue checks, authorized company users may create an online data file including payee name, dollar amount, serial number and issue date 
  • As checks are posted, Peoples Bank will use the file to verify checks that have posted to the account and non-matching items will be reported to your company as exceptions
  • Customize the rules specifically for your organization, such as dollar amounts to be paid, payee verification and duplicate item detection

ACH Positive Pay

  • Establish ACH blocks and filters to restrict and prohibit unauthorized transactions
  • Ability to increase external and internal controls over ACH activity by providing various levels of authorization
  • Expedite management of pay or returned items through the online business banking system

Contact a Treasury Management Specialist 


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Business Resource and Education Center

Find the latest resources and education to help your business stay current on cyber fraud.

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Need the convenience to bank anywhere, whenever you want? Enroll in our e-banking tools to start banking with freedom.

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Deposit Accounts

We offer deposit accounts for any size and type of business so that you can securely maximize your company's cash position.

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