How to Make 2019 the Best Year for Your Finances
January 8, 2019
Categories: Budgeting, Financial Education, Holiday, Personal Finance, Saving Money
Welcome to 2019, where concocting elaborate New Year’s resolutions seems commonplace. Resolutions are great motivating tools, but they don’t have to be huge, complicated schemes. They can be as simple as becoming more healthy or financially responsible.
We want to help you maximize the upcoming 12 months. Here are three simple ways you can improve your finances.
Create a comprehensive budget
Any financial goal you have needs to start here....
Savings Resolutions For The New Year
December 27, 2018
Categories: Budgeting, Holiday, Saving Money, Savings
Now that we’ve welcomed a new year, we must also begin welcoming new saving habits. Setting reasonable resolutions isn’t always the easiest, which is why Peoples Bank wanted to offer some simple ideas to start. Begin promoting your financial positivity by picking one or two of these savings resolutions to implement for the rest of the year!
Make extra mortgage payments
Making your minimum payments on what you owe is completely fine. However, try...
Peoples Bank Makes a Difference This Holiday Season
December 21, 2018
Categories: Community, Family Friendly, Holiday
’Tis the season for happiness and joy.
This holiday season, Peoples Bank wanted to spread the cheer throughout its nine branches and communities across west-central Iowa. We believe community matters, and whether it’s through our customer-first service or what our dedicated staff does away from the office, we love to show it.
Over the past two months, our branches have participated in true acts of kindness. Here are just some of the ways we tried to spread the happiness...
Gift-Giving Can Be Less Stressful — Here’s How
December 11, 2018
Categories: Budgeting, Community, Holiday, Seasonal
The holiday season is supposed to be a time of glee and happiness, but for some it can be a time of stress and financial strain. Buying gifts for family members and friends can be a burden for individuals and families, especially when almost 80 percent of Americans live paycheck to paycheck.
According to a Gallup estimation, the average American will spend about $885 on holiday gifts in 2018. That number has risen dramatically in the last decade. In 2009, a year after the recession,...
Waukee Wonderland Event Offers Holiday Cheer For All
November 28, 2018
Categories: Community, Family Friendly, Holiday, Kids Friendly
As many get into the holiday spirit this December, Peoples Bank is hosting a holiday event that’s fun for the entire family.
The 12th annual Waukee Wonderland, 9 a.m.-noon on Saturday, Dec. 8th at Peoples Bank’s Waukee location (1185 SE University Ave.), will feature cookies and hot cocoa, a fun coloring contest for children and, of course, a chance to meet with Santa Claus. There will also be live reindeer for adults and children to meet and interact with.
This...
Holiday Savings Plan
November 26, 2018
Categories: Budgeting, General, Holiday, Saving Money, Savings, Seasonal
The holidays are among us, but have you put together a savings plan? With all of the expenses hitting you at once, it’s important to have a plan of action. With the below tips and tricks, we believe you can keep your holiday shopping merry and bright.
Make a List
Create an entire list of every single expense you will have over the holidays. This can include presents, envelopes, stamps, cards, wrapping paper, bows, name tags, food, a tree, decorations...
Protecting Yourself While Shopping Online this Holiday Season
November 30, 2017
Categories: Cyber Security, Holiday
As the holidays roll up, customers buying items online increases exponentially. Unfortunately, cyber attacks and identity theft also increase with that number. That’s why the professionals at Peoples Trust & Savings Bank have come up with some helpful tips and tricks to stay safe when shopping online this holiday season!
Don’t Use Unknown Wireless Networks
If you are in a coffee shop or airport and a network pops up for you to connect...
6 Ways to Maximize Online Holiday Shopping
November 30, 2017
Categories: Holiday, Savings, Seasonal
Let’s face it, Black Friday—and Cyber Monday—aren’t for everyone. You rise at the crack of dawn and either have to fight the crowds or hope you have faster WiFi than other shoppers.
Luckily, these aren’t your only options when it comes to getting deals around the holidays. People’s Trust & Savings Bank has compiled this list of online resources to help you stretch your gift-buying dollar:
1) ...
WAUKEE'S WONDERLAND
November 20, 2017
Categories: Community, Family Friendly, General, Holiday, Kids Friendly, Seasonal
PEOPLES TRUST & SAVINGS BANK TO HOST 11TH ANNUAL “WAUKEE’S WONDERLAND” ON DECEMBER 9TH
Waukee, IA – Peoples Trust & Savings Bank, a Central Iowa-based full-service small community bank with 9 branches, announced they will be hosting their 11th Annual Waukee’s Wonderland on December 9th from 10AM until 1PM at 1185 SE University Ave. in Waukee.
As a free event open to the public, Waukee’s Wonderland...
Using the Holidays to Teach Your Kids About Money
November 7, 2017
Categories: Holiday, Personal Finance, Saving Money, Savings
When fall hits, that means that the holidays are approaching. During these special occasions, kids are exposed to a different setting where they get gifts, large meals, cards, and more. That’s why Peoples Trust & Savings Bank believes that this time of the year is a great opportunity to teach your children about money. Below are a few ideas on how to incorporate your children into the holiday financial mix!
Identify the costs of the holiday season.
Gifts...