Holiday

Welcome to 2019, where concocting elaborate New Year’s resolutions seems commonplace. Resolutions are great motivating tools, but they don’t have to be huge, complicated schemes. They can be as simple as becoming more healthy or financially responsible.

We want to help you maximize the upcoming 12 months. Here are three simple ways you can improve your finances.

Create a comprehensive budget

Any financial goal you have needs to start here....

Now that we’ve welcomed a new year, we must also begin welcoming new saving habits. Setting reasonable resolutions isn’t always the easiest, which is why Peoples Bank wanted to offer some simple ideas to start. Begin promoting your financial positivity by picking one or two of these savings resolutions to implement for the rest of the year!

Make extra mortgage payments

Making your minimum payments on what you owe is completely fine. However, try...

’Tis the season for happiness and joy.

This holiday season, Peoples Bank wanted to spread the cheer throughout its nine branches and communities across west-central Iowa. We believe community matters, and whether it’s through our customer-first service or what our dedicated staff does away from the office, we love to show it.

Over the past two months, our branches have participated in true acts of kindness. Here are just some of the ways we tried to spread the happiness...

The holiday season is supposed to be a time of glee and happiness, but for some it can be a time of stress and financial strain. Buying gifts for family members and friends can be a burden for individuals and families, especially when almost 80 percent of Americans live paycheck to paycheck.

According to a Gallup estimation, the average American will spend about $885 on holiday gifts in 2018. That number has risen dramatically in the last decade. In 2009, a year after the recession,...

As many get into the holiday spirit this December, Peoples Bank is hosting a holiday event that’s fun for the entire family.

The 12th annual Waukee Wonderland, 9 a.m.-noon on Saturday, Dec. 8th at Peoples Bank’s Waukee location (1185 SE University Ave.), will feature cookies and hot cocoa, a fun coloring contest for children and, of course, a chance to meet with Santa Claus. There will also be live reindeer for adults and children to meet and interact with.

This...

The holidays are among us, but have you put together a savings plan? With all of the expenses hitting you at once, it’s important to have a plan of action. With the below tips and tricks, we believe you can keep your holiday shopping merry and bright.

Make a List

Create an entire list of every single expense you will have over the holidays. This can include presents, envelopes, stamps, cards, wrapping paper, bows, name tags, food, a tree, decorations...

As the holidays roll up, customers buying items online increases exponentially. Unfortunately, cyber attacks and identity theft also increase with that number. That’s why the professionals at Peoples Trust & Savings Bank have come up with some helpful tips and tricks to stay safe when shopping online this holiday season!

Don’t Use Unknown Wireless Networks

If you are in a coffee shop or airport and a network pops up for you to connect...

Let’s face it, Black Friday—and Cyber Monday—aren’t for everyone. You rise at the crack of dawn and either have to fight the crowds or hope you have faster WiFi than other shoppers.

Luckily, these aren’t your only options when it comes to getting deals around the holidays. People’s Trust & Savings Bank has compiled this list of online resources to help you stretch your gift-buying dollar:

1)           ...

PEOPLES TRUST & SAVINGS BANK TO HOST 11TH ANNUAL “WAUKEE’S WONDERLAND” ON DECEMBER 9TH

Waukee, IA – Peoples Trust & Savings Bank, a Central Iowa-based full-service small community bank with 9 branches, announced they will be hosting their 11th Annual Waukee’s Wonderland on December 9th from 10AM until 1PM at 1185 SE University Ave. in Waukee.

As a free event open to the public, Waukee’s Wonderland...

When fall hits, that means that the holidays are approaching. During these special occasions, kids are exposed to a different setting where they get gifts, large meals, cards, and more. That’s why Peoples Trust & Savings Bank believes that this time of the year is a great opportunity to teach your children about money. Below are a few ideas on how to incorporate your children into the holiday financial mix!

Identify the costs of the holiday season.

Gifts...