Mortgage

Perhaps one of the scariest financial aspects of buying a home is the down payment, which is the upfront sum that covers a portion of the entire purchase. And it’s one of the most important parts to consider in the homebuying process.

Applying for and receiving a mortgage loan is a big life step for individuals and families. Where do you start, and what should you know before taking the leap?

Mortgages come in all shapes and sizes, allowing both first-time buyers and experienced home shoppers the luxury of options.

To buy or to build? It’s a question that faces many who enter the housing market. Whether you’re a first-time homebuyer or you’re looking for something that better fits your family’s needs, it’s a question that you’ll likely have to consider.

One of the most important steps during the homebuying process is determining how much of a house you can afford. Some real estate agents won’t even show you houses unless you’re preapproved.